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This St. Pete home is ready for a fresh start and its next chapter! Impacted by recent storms, the home was professionally mitigated with environmental reports available. All the work was done by licensed professionals, with full documentation so you can renovate with confidence. Step inside to an exceptional floor plan featuring two spacious living areas, a large, open kitchen, and four generously sized bedrooms - perfect for spreading out, entertaining, or working from home. There’s plenty of room for everyone here. The main bedroom suite features a huge walk-in closet, glass enclosed shower with soaking tub and space for two vanities. Indoor laundry closet with lots of storage. The semi circular driveway provides space for multiple vehicles to park off street. Tucked into a great neighborhood with neighboring homes located on the waterfront and just 4. 5 miles from everything downtown St. Pete has to offer, this home is perfect for anyone who wants to live the the Florida lifestyle. Roof 2018, natural gas water heater 2022, HVAC 2016, Impact rated windows throughout, Exterior professionally painted 2021, Hurricane rated garage door 2024. Enjoy huge savings on your power bill with the 29 Solar Edge Technologies - Panasonic solar panels installed in 2019 with transferrable warranty (owned).
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,127 | $2,699 |
Total Monthly Payment | $2,627 | $2,652 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.