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Welcome home to 1441 High Ridge Road - your lovingly maintained colonial gem just minutes from Stamford's thriving downtown and convenient Merritt Parkway access. This three bedroom, three bathroom home, set-back from High Ridge Road, is nested in lush landscaping well above the meandering Rippowam River. The first floor invites you through a vaulted foyer and includes a spacious open floorplan with flexible living area, kitchenette, full bathroom, dry sauna, cozy wood stove and ample storage throughout your two car garage. The second floor includes a separate sun-filled living room and dining room with a beautiful walkout porch, well appointed kitchen, three bedrooms, and two full bathrooms - the primary with a generous soaker tub. Rich-toned oak hardwood floors and several built-ins throughout the home offer finishing touches and thoughtful storage simply not available in alternative cookie-cutter houses and apartments. Many of the big-ticket items have been recently replaced including roof, siding, gutters, and oil tank. Newer solar panels, battery powerbank, and 'integrated ecosystem' provide renewable energy and power backup. The grounds, including vibrant flower beds and vegetable gardens, a covered patio, and brook-front access, create a homestead-like experience. Don't miss your chance to own the serenity of North Stamford living, just minutes from downtown Stamford and under an hour to Manhattan.
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$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.739% | 6.309% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,914 | $4,354 | $5,784 |
Total Monthly Payment | $4,750 | $5,190 | $6,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.