38 Gray Rd, Andover, MA, Massachusetts, property flyer

38 Gray Rd, Andover, MA, 01810 | $7,000

This truly unique & expansive 3 bed, 3 bath home nestled on serene, tree-lined grounds—perfect for those seeking space & natural beauty. The open first floor features picture windows & a wall of sliders leading to an expansive back deck, showcasing breathtaking views of blossoming trees & a personal gardening area. The stone fireplaced great room boasts cathedral ceilings & flows up to a spacious loft area, ideal for a home office or creative studio. The kitchen connects seamlessly to the dining area, where walls of glass invite the outdoors in. The lower level includes a full bath, pantry, laundry room, and mudroom for added functionality. The second floor features 2nd bedroom & full bath tucked just off the loft and primary suite offers its own wing with a sitting area, & a massive en-suite bedroom w/full bath. A 3rd bedroom occupies the top floor. . This home’s flexible layout makes it a rare rental find.

Features

Type: Single Family Residence
Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Private School, Public School
Rooms: 8
Bedrooms: 3
Baths: 3 full

Laundry: Flooring - Hardwood, First Floor, In Unit, Dryer Hookups in Unit, Washer Hookups in Unit
Year Built: 1970
Garage: 2-car
Approx Sq. Feet: 3,522
Pet Policy: Yes w/ Restrictions

Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Lease Term Type: Term of Rental(12)
MLS#: 73376794
Website: https://www.raveis.com
/prop/73376794/38grayrd_andover_ma?source=qrflyer

The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Lillian Montalto courtesy of Lillian Montalto Signature Properties

Room Information

Type	Description	Dimensions	Level
Bedroom 2	Bathroom - Full, Closet, Flooring - Hardwood	14.0 x 12.0	Second
Bedroom 3	Skylight, Closet, Flooring - Hardwood	19.0 x 20.0	Third
Dining Room	Flooring - Hardwood, Slider, Lighting - Overhead	13.0 x 20.0	First
Kitchen	Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Countertops - Stone/Granite/Solid, Lighting - Overhead	15.0 x 16.0	First
Master Bedroom	Bathroom - Full, Closet, Flooring - Hardwood, Recessed Lighting	25.0 x 26.0	Second

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

38 Gray Rd, Andover, MA, 01810

$7,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$5,600	$5,600	$5,600
Term	360 months	360 months	180 months
Initial Interest Rate**	6.625%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.159%	7.166%	6.268%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$36	$37	$47
Total Monthly Payment	$111	$112	$122

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.