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4 Cedar Reef Drive, #B206, Saint Helena Island, SC, 29920 | $78,000
MARSHFRONT-OCEANVIEW DREAM! Where else can you get 8 weeks per year vacation on a gated, private beach island for only $3, 750 a year? For a one time investment of $78, 000 you can own 1. 25 /9 share of this beautiful 2 bedroom villa overlooking the March and Ocean. This villa is managed privately by the owners and there is a weekly rotation plan in place. Don't have time to go on a vacation? No problem, simply let your friends and family enjoy this meticulously maintained villa or ask another owner to trade the week with you. Every owner takes pride in this villa and the minute you walk in, it showcases it and you feel like home. If you love a budget friendly vacation but don't like to handle all the odds and ends that comes with sole ownership, then this is it! At this unit you can enjoy beautiful sunrise colors to your left and sunset colors to your right. Enjoy your morning coffee from your deck overlooking the marsh, relax in the lounge chair and read a book or host a family dinner. The possibilities are endless. Best of all, the beach is less than a 5 minute walk away from this unit. All island amenities, such as pool, tennis, pickle ball, basketball, fitness rooms as well as all utilities such as water, electricity insurance etc. are already included in your annually $3750. You can even choose on how to pay them - all in ones or in installments. Pack your toothbrush and make this villa your home away from home. The remaining weeks for 2025 are: 6/23-6/30 8/25- 9/1 10/27 - 11/3 12/22 - 12/29 If any of those weeks won't work for you, the owners are happy to trade. This fractional ownership share works just like a big happy family.
Features
- Heating: Central, Heat Pump
- Cooling: Central Air, Heat Pump
- Amenities: Pickleball, Tennis Court(s), Fitness Center, Dog Park, Lawn Maintenance, Pool, Playground, Clubhouse, Security Gate
- Bedrooms: 2
- Baths: 2 full / 1 half
- Development: Harbor Island
- Year Built: 1980
- Common Charge: $3,750 Annually
- Approx Sq. Feet: 1,069
- Est. Taxes: $3,451
- Water Front: Yes
- Appliances: Cable TV/Available, Dishwasher, Dryer, Elec/Oven/Range, Furnished, Microwave, Refrigerator, Washer
- MLS#: 453413
- Website: https://www.raveis.com
/prop/453413/4cedarreefdrive_sainthelenaisland_sc?source=qrflyer
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Listing courtesy of Keller Williams Realty Phone: 843-682-8100
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Cedar Reef Drive, #B206, Saint Helena Island, SC, 29920
$78,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $62,400 | $62,400 | $62,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $426 | $420 | $531 |
| Total Monthly Payment | $789 | $783 | $894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
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