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Under contract-accepting backup offers. Looking for a 3 bedroom, 2 bath and a TWO CAR GARAGE home in the popular Gardens of Gulf Cove? This spacious block 1, 636 under air sq ft home also has a large screen lanai off the living room facing the spacious backyard. You have plenty of room to add a shed, fence, grilling area, firepit or private pool if desired. As you enter the front screened entrance, you walk into the dining / additional sitting room which would make for a perfect office space. The kitchen and living room open out to the lanai by sliding glass doors allowing for a great view of the backyard. The kitchen has a large pantry and long breakfast bar countertop. BRAND NEW Stainless Steel Refrigerator, Oven, Dishwasher and Microwave. The laundry room is off the kitchen and also serves as the garage entrance into the home. The primary suite is on the right side of the living room and the guest bedrooms and bath are on the left side providing extra privacy as a split floorplan. The primary bathroom has dual sinks, a soaking tub plus a shower. This home has lots of closets! The primary bedroom has a large walk-in closet, the hallway into the living room has a large storage closet plus there is a linen closet near the guest bathroom. The big ticket items are all new! 2022 Roof - 2021 AC - 2024 Electric Panel - 2018 Accordion Shutters that easily close and lock. There is also a convenient timed sprinkler lawn system on a well which saves on your water bill. The Gardens of Gulf Cove Community is known for their low annual HOA fees and array of amenities: 2 COMMUNITY POOLS (one heated)! Shuffleboard and Recreation Center by the heated pool makes a great area to bring your friends and family to enjoy mingling with other community members. The other pool is by the Clubhouse where you can join ongoing events (check for the latest calendar of events on the website). Tennis / pickleball and basketball courts are located between the two pools. Plenty of sidewalks for evening walks with the dog. There is even a new doggy day care center within close proximity. Plus it's a great community to enjoy a bicycle ride and view the many lakes. Need extra storage? There is additional fenced property where owners may store boats and trailers. Love golfing? Take a short drive to the many golf courses in Englewood. Prefer boating and fishing? Take a car ride to Boca Grande or the Englewood Beaches. Call today for a private showing!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,414 | $1,430 | $1,815 |
Total Monthly Payment | $1,656 | $1,672 | $2,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.