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Charming Single-Level Duplex in Moncks Corner with No HOA!Welcome to this beautifully maintained, move-in-ready duplex nestled near the end of a quiet cul-de-sac in the heart of Moncks Corner. With no HOA and a functional single-level layout, this home is the perfect opportunity for first-time buyers or those looking to downsize. Conveniently located just minutes from local shopping, parks, restaurants, and the regional sports complex, this home also offers easy access to major military bases--only 30 minutes from the Naval Weapons Station and about 45 minutes from Joint Base Charleston. Inside, you're greeted by a spacious secondary bedroom with its own full bathroomideal for guests or a home office. The dining area flows into a pass-through kitchen, making mealtime and entertaining effortless. The cozy living room invites you to relax by the electric fireplaceperfect for curling up with a good book or enjoying movie night. Toward the rear of the home, you'll find the primary suite and an additional bedroom, offering privacy and comfort. Step outside to a generously sized backyard, perfect for play, gardening, or gatherings, with an attached storage shed for all your outdoor tools and gear. A charming gate leads to the front yard, where you can unwind under the shade and enjoy the peaceful sounds of nature from the nearby ponds. With its warm interior, quiet setting, and prime location close to everything you need, this inviting home truly has it all!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,332 | $1,382 | $1,754 |
Total Monthly Payment | $1,407 | $1,457 | $1,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.