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108 Harbor Drive N, Harbor Island, SC, 29920 | $799,000
Welcome to The Tidewatch, a true beachfront gem on exclusive Harbor Island. This insurable, beautifully renovated 4BD/3BA retreat sits directly on the sand, offering the most spectacular ocean views on the island. With an impressive rental history, this property is a rare combination of luxury and income-generating potential.
Step inside to find light-filled, coastal-inspired interiors with a wraparound wall of windows overlooking the Atlantic Ocean. The open concept living space flows seamlessly into a renovated kitchen with stainless steel appliances and granite countertops. A first-floor bedroom offers convenience for guests, while upstairs features two guest rooms and a spacious primary suite with a walk-in closet, en-suite bath, and private balcony access. Two upper bedrooms open to a secluded third-story porch with uninterrupted water views. Three expansive porches provide the ultimate setting for dolphin watching, sunset cocktails, or simply soaking in the breeze. A durable metal roof, new upstairs HVAC system, and premium furnishings make this home fully turnkey and move-in ready.
Enjoy resort-style amenities Harbor Island Beach & Racquet Club, including a pool, a fitness center, tennis courts, pickleball, and three miles of uncrowded, natural beach. Just minutes from Hunting Island State Park and a short drive to Historic Downtown Beaufort, Charleston, and Savannah.
Sold furnished with exceptions. Buyer to verify if their lender will finance. Whether you're seeking a private sanctuary as a primary residence, a strong-performing vacation rental, or both, the Tidewatch is your Lowcountry dream come true.
Features
- Amenities: Tennis Court(s), Fitness Center, Pool, Playground, Clubhouse, Walking Trail, Security Gate
- Bedrooms: 4
- Baths: 3 full
- Style: Two Story
- Development: Harbor Island
- Year Built: 1997
- Garage: Carport 2 Bay
- Heating: Electric, Heat Pump
- Cooling: Heat Pump
- Basement: No
- Approx Sq. Feet: 1,872
- Acreage: 0.26
- HOA Fee: $1,679 Annually
- Water Front: Yes
- Appliances: Cable TV/Available, Ceiling Fan, Dishwasher, Disposal, Dryer, Elec/Oven/Range, Furnished, Microwave, Refrigerator, Smoke/Heat Detector, Washer
- MLS#: 190610
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/190610/108harbordriven_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLSListing courtesy of Keller Williams Realty Phone: 843-682-8100
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
108 Harbor Drive N, Harbor Island, SC, 29920
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,093 | $4,248 | $5,390 |
| Total Monthly Payment | $4,185 | $4,340 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484