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4580 LAKE JAMES CIRCLE, Edgewater, FL, 32141 | $599,900
Step Back in time to this Old Florida Custom built home. You will feel the Serenity as you pull up to this extremely private property surrounded by Mature Oak Trees. This Unique property is situated on 1. 72 acres on the spring-fed Lake James, . 3 acres submerged. No HOA! Watch the birds and ducks or catch some bass. Bring your chickens and pets! The large wood burning fireplace is a centerpiece to this home. There is a Historic commercial ice box built in the kitchen for glassware and dishes. You will not find anything like this! Many upgrades have been made to this home including a Tankless water heater, New roof in 2021, a whole home Culligan water system/softener, an additional bedroom has been added to the upstairs loft, a new duct system, spray foam insulation, new sewer drain field, newly upgraded bathroom, new front and back entry doors, new fence around the property, 2 entrance gates & a whole house generator hook up. There is a storage barn to park your recreational vehicles and a new concrete gravel driveway. This home has low utilities due to the private well and septic system. Enjoy country living close to city amenities in this rare gem. Home is sold "As Is" Call to schedule an appointment.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Custom
- Year Built: 1982
- Garage: Boat, Parking Pad, RV Parking
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,217
- Acreage: 1.72
- Est. Taxes: $5,123
- Lot Desc: Cleared
- View: Water
- Elem. School: Indian River Elem
- Middle School: New Smyrna Beach Middl
- High School: New Smyrna Beach High
- Pet Policy: Yes
- Appliances: Disposal, Range, Refrigerator, Tankless Water Heater, Water Filtration System, Water Softener
- MLS#: NS1084872
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/NS1084872/4580lakejamescircle_edgewater_fl?source=qrflyer
Listing courtesy of HOME TO HOME FLORIDA REALTY Phone: 386-871-5985
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4580 LAKE JAMES CIRCLE, Edgewater, FL, 32141
$599,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
| Monthly Tax Payment | $427 | $427 | $427 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,073 | $3,190 | $4,047 |
| Total Monthly Payment | $3,592 | $3,709 | $4,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388