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Set back from the road on 2. 67 acres, this inviting Dunnellon home is surrounded by open lawn and native trees. The long driveway winds past the front acreage and leads to a large, columned front porch that spans the width of the home. Inside, vaulted ceilings and ceramic tile extend through the main gathering spaces. At the center, a stacked stone propane fireplace anchors the living room, set under recessed lighting and a large ceiling fan.
The kitchen sits just beyond, with solid wood cabinetry, stainless appliances, and a breakfast bar flow easily into the adjacent dining area, which is positioned beside a large picture window for natural light. Nearby, the laundry room includes built-in storage cabinetry and upgraded Samsung front-loading machines.
A split-bedroom floor plan provides privacy for the oversized primary suite, which has two walk-in closets, backyard views, and a spacious en-suite bathroom with double vanities, a soaking tub, and a large, tiled shower. Two additional bedrooms on the other side of the home share a full bath with tub/shower combination and generous linen storage.
Glass sliders off the living room connect to the lanai, with additional access from the main bedroom and the hallway between guest rooms. The lanai is fully screened breath of fresh air, with a ceiling fan overhead and views across the backyard. Behind the home, a fenced yard offers privacy and space to garden or maintain equipment, while a fully powered and insulated detached garage with carport provides substantial additional storage and workspace, with room for tools, equipment, or project use.
Bonus property features include a whole-house generator, solar energy system, and transferable HVAC warranty, annual termite bond, and generator maintenance plan. Utility bills are exceptionally low, with current solar performance yielding monthly electric bills ranging from $10 to $100.
Quiet and rural, this home sits just off main roads leading to Dunnellon, Inverness, and Crystal River. Zoned for flexible use and move-in ready, the property is well suited for a primary residence, seasonal retreat, or those seeking extra space for hobbies, vehicles, or future expansion.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,305 | $2,393 | $3,036 |
Total Monthly Payment | $2,575 | $2,663 | $3,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.