805 3RD STREET E, Palmetto, FL, 34221 | $2,545,000

With unparalleled views of the marina and harbor at Riviera Dunes, this custom-built boater's paradise is filled with bright, open living spaces and a flowing design. Featuring 112' of waterfront, the estate provides for a wide, 180 degree expansive view of the 90 acre harbor. Built in 2007, the 4 bedroom/4. 5 bath estate features a family room, breakfast room, home theater, billiard room and gymnasium (4th bedroom) - a 2, 000 bottle wine cellar, gourmet kitchen, outdoor living spaces with covered dining area, fireplace, grille/wet bar/outdoor kitchen, heated pool with spill-over spa and waterfall, 2 attached garages with 2 spaces each and a paved circular driveway.

The facade is adorned with stone columns, arches and recessed art niche with Italian ceramic. Guests enter through the custom glass double entry doors with elegant palladium windows and into the Grand Room, with a large aquarium window and a panoramic view of the lanai and harbor. Fabulous for entertaining, the Grand Room is embellished with recessed wall niches, custom tile and a double step ceiling.

The dining room is garnished with a full wall arch, stone columns and an octagonal step ceiling. The gourmet kitchen is accessorized with a professional gas cooktop housing 6 burners, a grille and pot filler, convection oven, side by side refrigerator, wine refrigerator and stainless steel appliances.

The primary suite offers a double step ceiling with recessed lighting, vestibule with art niche and custom tile, oversize walk-in closets and disappearing sliders with full lanai/harbor view. The primary bath features custom cabinetry and shelving, jacuzzi style tub with stone columns and walk-in shower with wall & oversized rainfall shower. With its double entry doors and built-in window seat, the french salon spills out to the veranda.

The protected harbor at Riviera Dunes is a hurricane hole six miles inland and just off the Manatee River and is thought by many to be the safest waterfront community on the west coast of Florida. The private 50' floating boat dock is equipped with shore power and city water and can accommodate vessels with a draft of up to 18', 60' of waterline and a practically unlimited beam. The 2' wide seacap is protected by an enduring riprap barrier that is 20' wide. Easy access to Intracoastal Waterway and the Gulf. While no home is hurricane proof, this one has a proven track record. In 2024, three storms affected the west coast of Florida and it remained unscathed, high and dry.

Riviera Dunes is a gated marine community within the city limits offering a plethora of amenities. Two properties in Riviera Dunes have lot sizes much larger than all the others and this is one of them. It sits on 1. 5 lots or about a third of an acre. The property has a tropical feel with lush, mature landscaping and fauna making it the pinnacle of home lots in all of Northshore at Riviera Dunes.

When it comes to keeping your 60' yacht in the backyard, this home is your best value anywhere in the State of Florida.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2007
  • Garage: 4-car Circular Driveway
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 4,775
  • Acreage: 0.33
  • Est. Taxes: $33,618
  • HOA Fee: $490 Quarterly
  • Lot Desc: City Lot, Near Marina, Oversized Lot
  • View: Pool, Water
  • Elem. School: James Tillman Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener, Wine Refrigerator
  • MLS#: A4645486
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /eprop/A4645486/8053rdstreete_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2025 7:47:08 AM)
Listing courtesy of TRUE REAL ESTATE INC   Phone: 941-918-1956

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805 3RD STREET E, Palmetto, FL, 34221

$2,545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,036,000 $2,036,000 $2,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.739% 6.686%
Monthly Tax Payment $2,802 $2,802 $2,802
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,536 $13,037 $17,736
Total Monthly Payment $15,463 $15,964 $20,663

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.