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Presented by![]() Gina McDonald - Gina McDonald Team |
Charming 2-Bedroom Ranch in Desirable Lake Garda Community - Farmington/Unionville. Tucked away on a lightly treed & private 0. 14-acre lot, this home is move in ready with room to expand in the lower level walk out with 9' ceilings. Imagine your short stroll to Lake Garda, where you can enjoy swimming, kayaking, fishing, and beachside relaxation. One master ensuite with full bathroom located on first floor and second bedroom with shared hallway full bath. Updated Kitchen with adjacent dining area and patio/deck off the kitchen. Full front porch will greet your guests and you enter into the open concept living space. Thermopane Windows, Vinyl Siding, and Newer Roof for energy efficiency and low maintenance. Propane heat throughout including the lower-level walk out spaces. Outdoor Living spaces are private and easy to maintain. Step out onto the rear deck and enjoy the privately shaded tree area of conservation to be kept natural for decades. The front lot is level and provides additional parking areas. Your special location affords the enjoyment of year-round access to Lake Garda with an annual HOA stipend of only $250. This covers beach and lake access, snow and road maintenance, grounds care, and community insurance. Prime location in a quiet subdivision with easy access to Route 6, I-84, and I-91, this home is close to: Golf Courses & Health Clubs, Public Library & Medical Facilities, Local Shops, Restaurants, and Cafes, Sought after private and public schools. Move-In Ready! Don't miss your chance to enjoy lake life year-round in this updated, flexible-living home. Schedule your private tour today!
Type | Level |
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Bedroom 1 | Main |
Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1014636
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,562 | $1,624 | $2,069 |
Total Monthly Payment | $2,107 | $2,169 | $2,614 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.