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Waterford? 2+ acres??? Take a look. This lovely slice of property just off of Rope Ferry Road offers endless possibilities for your oasis. Exposed wood beams throughout the main floor provide a look back in time. Generously sized living room includes wood floors, huge fireplace, built-in desk (home office area), window seat and door to a covered deck which you'll use at least 6 months of the year! Also on the first floor are: kitchen, dining room and powder room. Move to the second floor and find bedrooms with great closet space and a full bath. With just a little bit of work, the lower level could be turned into a rec-room, man-cave, etc. . . already has some wallboard, a wood stove, work bench, etc. . . Lower level has a walk out to a carport and onto a beautiful yard. Seller wishes for an "AS IS" sale, but would negotiate to remove the existing above ground pool. The roof is less than 10 years old; hot water heater was replace in 2022.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Vinyl Floor | Upper |
Half Bath | Tile Floor | Main |
Kitchen | Laminate Floor | Main |
Living Room | Beams,Built-Ins,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,967 | $2,484 |
Total Monthly Payment | $2,488 | $2,463 | $2,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.