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Perfect home for the growing family in Darlington! With possible IN-LAW POTENTIAL in basement as well! This was formerly a 3br converted to a 2br for larger MBR, can be CONVERTED BACK to a 3br. Very spacious home offering 2 bedrooms, 1. 5 baths and 1351 Sf of living area which also includes a large dining/family room with wood stove and slider to 3 season porch! Then continue downstairs into your FINISHED BASEMENT with another 900 Sf of living area including two additional separate rooms and laundry area to boot! NEWER mechanicals all less than 7 years old, wired alarm system and brick fireplace in living room. Beautiful 12, 000 Sf yard! Also offers rear access from opposite street for additional parking! Needs a little TLC but this home offers value in today's competitive market! Conveniently located close to all major highways as well as being only minutes to the new Pawtucket/CF train station, 20 minutes to Downtown Providence, 45 minutes to the beaches, and approximately an hour to Boston! Come view TODAY and make this home your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,912 | $319,912 | $319,912 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,126 | $2,698 |
Total Monthly Payment | $2,840 | $2,918 | $3,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.