1828 AMBERLY Drive, Middleburg, FL, 32068 | $440,000

Assumable 3. 87% Loan + Seller Closing Cost Assistance—Submit Your Offer Today! This like-new 4-bed, 3-bath + loft home in Oakleaf sits on a premium waterfront lot with a stocked fishing lake. Zoned for A-rated schools and minutes from Oakleaf Town Center, Chuze Fitness, and NAS JAX, this move-in ready home offers space, style, and convenience. The open layout features a first-floor guest suite with full bath and a gourmet kitchen with quartz countertops, gas range, tankless hot water heater, and water softener—perfect for cooking enthusiasts. The luxurious primary suite includes a custom walk-in closet and dual quartz vanities. High-end finishes and ample storage throughout. Enjoy the serenity of water views from your backyard in a quiet, all-gas community. Energy efficient and low maintenance, this home checks every box. Extremely motivated sellers—schedule your private showing today before it's gone! This home offers one of the most valuable financing opportunities on the marketan assumable FHA/Conventional loan at just 3. 87%! That alone could save a qualified buyer hundreds on their monthly mortgage payment. Add in generous seller concessions toward closing costs or rate buy-downs, and you've got a deal that's hard to beat. Located in a highly desirable all-gas community in Oakleaf, this home is built for modern living with low maintenance in mind. A tankless hot water heater, whole-home water softener, and energy-efficient design help lower utility costs while boosting comfort. The home is in pristine, like-new conditionideal for buyers who want turnkey convenience with upscale finishes. The flexible 4-bedroom, 3-bathroom layout includes a first-floor guest suite with a full bathroomperfect for multigenerational living, visiting guests, or even a private home office. The heart of the home is the chef's kitchen, complete with quartz countertops, a gas range, and thoughtful upgrades ideal for culinary enthusiasts. Upstairs, you'll find a spacious loft that's perfect as a secondary living area, media room, or home office. The primary suite is a true retreat with peaceful water views, a custom wrap-around walk-in closet with built-in shelving, and a luxury en-suite bath featuring dual vanities with quartz countertops. The backyard is a standout featurea premium lot backing to a stocked lake, ideal for quiet mornings, entertaining guests, or enjoying sunsets by the water. There's space to add a firepit, outdoor kitchen, or custom seating area to enhance your outdoor lifestyle. Located just minutes from Oakleaf Town Center, Chuze Fitness, and NAS Jacksonville, this property is also zoned for top-rated schools, making it perfect for families or professionals alike. The community is known for its family-friendly atmosphere and convenient access to dining, shopping, and commuter routes. Whether your buyer is looking for move-in-ready convenience, smart energy features, multigenerational living potential, or stunning lake viewsthis home checks all the boxes. Show with confidenceyour clients will not be disappointed. Motivated sellers are ready to work with serious buyersschedule a showing today and bring your offer!

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