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Welcome to this beautiful oceanfront condo centrally located on Folly Beach. Offering breathtaking panoramic beach views, *direct beach access* and a spacious layout, this 4 bedroom, 3 Full bath home is designed for ultimate comfort and relaxation. Enjoy your morning coffee or evening sunset from the spacious private balcony while watching pelicans fly by against the vibrant colors of the sky, and dolphins playing across endless views of the Atlantic Ocean. (And being on the Top Floor, you'll enjoy unobstructed views of the stars above you at night. ) This condo boasts a bright, airy interior with New light fixtures, creating a fresh and contemporary feel throughout. The spacious living area enjoys an abundance of natural light, and even features a dry bar making it ideal for either entertaining or simply relaxing as you listen to the waves crashing in the distance. The large bedrooms provide a peaceful retreat as well. The master bedroom offers a full view of the beach with floor-to-ceiling windows as well as direct access to the balcony (All New glass sliding doors installed across the unit, April 2025!). The en-suite master bathroom features dual sinks, a large soaking tub, and a separate walk-in shower. The well-appointed kitchen is ready for your culinary creations and features sleek granite countertops, ample cabinet space, ceramic tile flooring, a tray ceiling, and stainless-steel appliances. Residents enjoy access to two pools exclusive to residents of these condos, perfect for laying out and tanning, or taking a dip after a day at the beach. (Pools feature travertine decking. ) Private parking ensures convenience, and this community is gated with 24-hour surveillance cameras for peace of mind. This condo community is maintained with lush tropical landscaping and enjoys *direct beach access* which means the sand and surf are just steps away! Whether you're looking to explore the local shops, restaurants, and entertainment in the vibrant town of Folly Beach; enjoy the world-class shopping and dining in Downtown Charleston (only a 10-mile drive), or simply soak in the serenity of the coast, this condo offers the kind of lifestyle you've been searching for. A unit in these Charleston Oceanfront Villas is a rare find and they're the absolute best value oceanfront condos in the entire county of Charleston - schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,039,920 | $1,039,920 | $1,039,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.852% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,403 | $6,745 | $9,059 |
Total Monthly Payment | $6,528 | $6,870 | $9,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.