682 FERNCLIFF DRIVE, Port Orange, FL, 32127 | $975,000

This home will impress you! It’s the perfect mix of space, privacy and location. Lots of space with 4-or-5-bedrooms, separate family and living rooms, oversized 3-car garage and massive pool with spa, screen enclosure and outdoor bar/summer kitchen. Super private on a wooded 1-acre lot and fenced backyard. Strategically located in the Bentwood neighborhood of Port Orange, which is central to just about everything. Desirable split floor plan is perfect for entertaining as it opens up to a great room with fireplace, spacious kitchen with granite counters and stainless appliances and several doors to the pool deck. Foyer is flanked by a formal dining room and home office/den currently used as a 5th bedroom. Large Primary en-suite has a tray ceiling and french doors to the pool. Primary bathroom features his and hers walk-in closets, jetted tub, walk-in shower and dual vanities. The west wing of the house boasts three more bedrooms and bathrooms, indoor laundry and a large family room currently setup for billiards. Saltwater pool is heated and has a tropical vibe with lush landscaping surrounding the fenced backyard. Driveway has an extra parking space with electricity for RV or boat parking. Roof replaced in 2021. Termite bonded. Flood zone X. Super low HOA fee of only $75 per year, which provides access to the neighborhood dock and kayak launch into the Spruce Creek wildlife estuary. Spruce Creek High School and Elementary School both located within 2-miles, I-95 at Dunlawton is less than 3-miles away and only 6-miles to the beach! Sold AS-IS. All measurements are approximate.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1993
  • Garage: 3-car Boat, Circular Driveway, Garage Door Opener, Garage Faces Side, Oversized, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,173
  • Acreage: 1.08
  • Est. Taxes: $12,669
  • HOA Fee: $75 Annually
  • View: Trees/Woods
  • High School: Spruce Creek High School
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1084799
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/NS1084799/682ferncliffdrive_portorange_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2025 12:35:48 PM)
Listing courtesy of The Keyes Company   Phone: 386-428-5723

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NMLS Mortgage Loan Originator ID 16953

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682 FERNCLIFF DRIVE, Port Orange, FL, 32127

$975,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $780,000 $780,000 $780,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.852% 6.686%
Monthly Tax Payment $1,056 $1,056 $1,056
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,803 $5,059 $6,795
Total Monthly Payment $5,951 $6,207 $7,943

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.