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This beautiful, like-new cape home offers the opportunity to enjoy lake living year-round with public rights to Lake Winnipesaukee. Located in a small residential neighborhood, this quality-built home features 3 bedrooms and 1. 75 bathroom, attached 2 car garage and wonderful screened in room for extra living area. It's set back slightly from the road with a treed border for added privacy, and includes a paved driveway with plenty of parking space. The landscaped yard boasts both flowering and non-flowering shrubs, an irrigation system, and a treed backyard where you can relax on the private patio. The home features a spacious, open-concept layout with a 3/4 bath with stackable laundry on the first floor, a living room with propane gas stove and family room, (or formal dining), a fully applianced kitchen with Kraftmaid birch cabinets and a dining area. Off the dining area is a finished screened porch to enjoy your morning coffee or afternoon tea. . . There's hardwood flooring throughout, with tile in the bathrooms, and a partial open stairway to the second-floor bedrooms. Upstairs, you'll find a large primary bedroom and two other bedrooms, along with a full bathroom. The basement offers a new hot water heater, an efficient boiler, a water treatment system, a radon mitigation system, and ample storage space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,772 | $4,763 |
Total Monthly Payment | $4,216 | $4,168 | $5,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.