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4-bedroom, 4-bath home w/a versatile loft, located in the heart of Oldsmar! This cheerful two-story home radiates curb appeal w/a classic covered front porch framed by columns and railings, mature trees, and a brick paver driveway. The vinyl fence ensures privacy, and there’s even room for RV or boat parking. Step inside to a sun-filled foyer with an arched leaded-glass window and a glass-paneled door that fills the entry with soft natural light. Open floor plan showcases soaring ceilings and a dramatic two-story living room anchored by a stunning floor-to-ceiling stacked stone gas fireplace. Clerestory and transom windows with wrought-iron details let the light pour in, while oversized seating and media space make this area ideal for entertaining and everyday comfort. The formal dining room is equally impressive, featuring crown molding, a tray ceiling, and a statement crystal chandelier. Tall windows with iron-accented transoms and dramatic drapes elevate the elegance while allowing natural light to shine in. The first-floor primary suite w/sliding glass doors that lead directly to the backyard oasis. Crown molding, large transom-topped windows, and a designer ceiling fan enhance the tranquil atmosphere. A walk-in closet and luxurious ensuite bath complete the space. The bath features a freestanding soaking tub beneath two glass-block windows, an oversized walk-in shower with dual heads, built-in bench + niches, dual-sink vanity with granite counters, and stylish finishes including a tropical accent wall and textured tile backsplash. On the main level: a well-equipped laundry room with granite counters, utility sink, +upper shelving, plus a guest half bath with granite-topped vanity and wood cabinetry tucked neatly under the stairs. Upstairs, the spacious loft offers endless flexibility—ideal as a home office, lounge, or creative studio. Tray ceilings, crown molding, wood-style vinyl flooring, and recessed lighting create a bright, airy feel. The 2nd bedroom is a cozy, light-filled space featuring a floral accent wall, crown molding, and room for a reading nook. The third bedroom, currently used as a home office, includes crown molding, wood-look flooring, a ceiling fan, and ample natural light. A 2nd upstairs half bath offers stylish convenience for guests, while a Jack & Jill bathroom connects two bedrooms w/ dual vanities, granite countertops, a separate water closet, and a tub/shower combo—perfect for sharing while maintaining privacy. The upstairs 3rd bedroom is currently utilized as a dedicated home office , with a large window that fills the room with natural light.
Crown molding, warm wood-look vinyl flooring, a modern ceiling fan + generous dimensions make it a versatile room ready to serve as a 3rd bedroom. A spacious 4th bedroom or bonus room is a multifunctional haven, currently used as a creative studio . W/generous square footage, this flexible space is perfect for guests, a home business, an in-law suite, or a hobby retreat. The kitchenette is equipped w/custom cabinetry, granite countertops, a tile backsplash, microwave, sink, and mini fridge—ideal for extended stays or casual entertaining Outside, the large private backyard is a tropical paradise—lush landscaping, mature palms, a tiki-style outdoor bar + grilling area, patio lounge space, gravel pathways, hammock zone, + a shed brings something for everyone. Ideal for entertaining or unwinding under the trees, this backyard is made for enjoying Florida living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,458 | $3,589 | $4,554 |
Total Monthly Payment | $4,143 | $4,274 | $5,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.