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First-floor 2-bedroom, 2-bath condo located in the gated waterfront community of The Gallery at Bayport. This 1, 080 sq ft unit features an open floor plan with a split-bedroom layout, updated kitchen with granite countertops, stainless steel appliances, and wood cabinets. The primary suite includes a walk-in closet and en-suite bath with walk-in shower. Guest bedroom is spacious with easy access to a full second bathroom. Enjoy outdoor living on the screened-in lanai with tranquil views. Assigned parking located steps from the front door. Vinyl flooring in main living areas, in-unit laundry, and neutral finishes throughout. Ideal as a primary residence or investment. Community features a resort-style pool, fitness center, tennis courts, waterfront boardwalk, clubhouse, BBQ area, and fishing dock with access to Tampa Bay. Pet-friendly community allows one pet under 40 lbs. Monthly HOA fee includes water, sewer, trash, flood insurance, and exterior maintenance. Conveniently located near Tampa International Airport, downtown Tampa, shopping, dining, and major highways.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,323 | $1,356 | $1,708 |
Total Monthly Payment | $1,649 | $1,682 | $2,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.