3 Old Shop Road, Cross River, NY, 10518 | $14,000

Welcome to 3 Old Shop Road—a timeless yet beautifully updated farmhouse that captures the essence of relaxed country living. Set on a sprawling, storybook property with lush lawns, mature trees, and a sparkling pool, this five-bedroom, five-bath residence offers the perfect blend of character, comfort, and charm. From the moment you arrive, you’ll feel the magic of this home’s setting—ideal for hosting garden parties, family gatherings, or intimate dinners beneath a canopy of trees. The outdoor spaces are a dream: a stone patio for summer entertaining, expansive grounds for play and leisure, and a pool that invites long, languid afternoons. Inside, the home balances antique soul with modern ease. The heart of the house is the kitchen—warm and welcoming with custom cabinetry, a relaxed layout, and a farmhouse table that invites conversation. The living room is anchored by a handsome fireplace and bathed in natural light, perfect for cozy evenings and lively weekends alike. The first-floor primary suite is a true retreat, featuring its own fireplace and direct access to the stunning grounds—so every morning feels like waking up in a private park. Rich in charm and tailor-made for modern living, 3 Old Shop Road is a rare offering in the coveted Cross River community.

Features

  • Type: Single Family
  • Rooms: 10
  • Bedrooms: 6
  • Baths: 3 full / 2 half
  • Laundry: Laundry Room
  • Year Built: 1941
  • Garage: 2-car
  • Heating: Oil, Radiant
  • Cooling: Wall/Window Unit(s)
  • Basement: Finished, Partial
  • Approx Sq. Feet: 3,706
  • Acreage: 4.79
  • Elem. School: Increase Miller Elementary School
  • Middle School: John Jay Middle School
  • High School: John Jay High School
  • School District: Katonah-Lewisboro
  • Pet Policy: Dogs OK
  • Appliances: Other
  • MLS#: 864075
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/864075/3oldshoproad_crossriver_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Julia B Fee Sothebys Int. Rlty   Phone: 914-234-0200

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3 Old Shop Road, Cross River, NY, 10518

$14,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $11,200 $11,200 $11,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.360% 7.179% 6.288%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $74 $74 $94
Total Monthly Payment $149 $149 $169

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.