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Looking for peace and quiet? This 4. 4-acre homestead in Waterloo, SC offers the perfect blend of seclusion and convenience—just minutes from Lake Greenwood. The property includes a 2017 Montana 40-ft 5th wheel camper under a protective RV carport with a concrete pad and patio, making it move-in ready or ideal for weekend getaways. Utilities are already in place with public water, underground electric, and a 1, 000-gallon septic system. A charming wooden cabin with deck offers additional living space, complete with power, water, washer/dryer, and aluminum fencing—perfect for pets. A large shipping container on-site provides ample storage or workshop potential. Live in the RV or cabin while you build your dream home, or enjoy the property as-is for recreation and relaxation. This unique setup offers multiple possibilities and is a must-see for those seeking rural comfort close to lake life. RV details: >2017 Montana 5th wheel camper, 40 ft with 5 slide outs >17 foot awning and power leveling jacks >Living room with recliner, 2 queen sleep sofas, fireplace and TV >King size bed, ample closet space, dresser, TV >Kitchen with refrigerator that runs on electric or propane, 3 burner gas stove, combination microwave/convection oven, cabinets and plenty of storage >Full bathroom and central vacuum system >Drop-frame pass-through storage compartment with model 3709RD outdoor TV
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $908 | $930 | $1,172 |
Total Monthly Payment | $983 | $1,005 | $1,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.