2734 S FLETCHER Avenue, Fernandina Beach, FL, 32034 | $2,995,000

Custom renovated 2019 Ocean Front Cottage. Combining quality and modern luxury with everyday comfort. Kitchen features dual islands, custom cabinets, quartz counters, Jenn-air dual-fuel range, 2nd oven, microwave & hidden pantry, sweeping ocean views from the back to the front of this home. The dining area is perfect for guest and family entertaining. This home has four bedrooms and 3. 5 bathrooms. Enjoy the sunrise from the primary bedroom. Primary bathroom includes soaking tub, luxurious tile shower, laundry closet and walk-in custom closet. The 3 additional bedrooms, two baths and 2nd laundry area are located on the lower level with access to covered patio. This patio has a modern under deck drainage system that can be enjoyed rain or shine. The great room is bright and airy with wood vaulted ceilings and faux beams, gas fireplace with pecky cypress accents. The triple slider provides convenient access to the 17x25 ft maintenance free deck with vaulted tongue & groove ceiling. There is a large fenced yard, 25 ft covered outdoor kitchen, fire pit, private beach access with gate and new boardwalk with built-in benches. Whole house generator, Simonton hurricane impact windows, whole house saltwater filter system, tankless water heater, outdoor shower w/ hot and cold fixtures, metal standing seam roof and is a bike ride to the Historic Fernandina Beach restaurants, boutiques and Fort Clinch. . Additional feature sheet can be provided by Realtor

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 50X125
  • Laundry: Electric Dryer Hookup, In Garage, Lower Level, Upper Level, Washer Hookup
  • Style: Cottage
  • Year Built: 1946
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air, Multi Units, Zoned
  • Approx Sq. Feet: 2,208
  • Acreage: 0.14
  • Lot Size: 50X125
  • Est. Taxes: $18,585
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Beach, Ocean, Water
  • Water Front: Yes
  • Elem. School: Emma Love Hardee
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Water Softener Owned
  • MLS#: 2088489
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/2088489/2734sfletcheravenue_fernandinabeach_fl?source=qrflyer
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Listing courtesy of PINEYWOODS REALTY LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2734 S FLETCHER Avenue, Fernandina Beach, FL, 32034

$2,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,396,000 $2,396,000 $2,396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.852% 6.686%
Monthly Tax Payment $1,549 $1,549 $1,549
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,753 $15,540 $20,872
Total Monthly Payment $16,427 $17,214 $22,546

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.