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Welcome to your dream home in the sought-after Fostertown Crossing Neighborhood in Newburgh! This beautifully maintained Colonial offers the perfect blend of comfort, style, and space for living and entertaining. With approximately 2, 992 square feet of thoughtfully designed living space, this home features four spacious bedrooms and three and a half bathrooms, ideal for both everyday life and special gatherings. Step onto the charming covered front porch and feel right at home. The freshly paved driveway leads to an attached two-car garage, and the well-manicured front yard sets the tone for the warmth you'll find inside. Once you enter, you’ll be greeted by a spacious, light-filled living room that flows seamlessly into a formal dining room, perfect for hosting friends and loved ones. Just beyond, you'll find the true cozy retreat of the home – the family room. With its stunning stone fireplace and vaulted ceilings, this inviting space is made for relaxation, whether you're curling up with a good book or sharing stories around the fire. The adjacent eat-in kitchen is thoughtfully designed for both everyday living and entertaining, featuring ample cabinetry, a center island, and sliding glass doors that open to a large deck – perfect for indoor-outdoor living. Upstairs, the primary suite serves as a private retreat, complete with its own bathroom. Three additional bedrooms offer flexibility for everyone, including guests, or a home office. The home also features four-zone heating, baseboard radiators, and central air conditioning, ensuring comfort no matter the season. But the living space doesn’t end there. The fully finished basement adds valuable square footage and versatility, featuring a large family room perfect for movie nights, play space, or a home gym. A full bathroom on this level adds convenience for guests or extended stays, making the lower level an ideal option for multi-generational living or entertaining. Step outside to your private backyard oasis. A multi-level deck offers plenty of space to host BBQs, while the above-ground pool invites you to cool off during warm summer days. There’s even an outdoor shower for added convenience. The well-maintained landscaping is supported by a nine-zone sprinkler system, keeping everything lush with minimal effort. Perfect for those who love to entertain or need room to grow, this home’s layout and outdoor spaces offer endless possibilities. Plus, its convenient location ensures easy access to local amenities, transportation, and community resources. Don’t miss the chance to make this fantastic property your forever home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,694 | $3,402 |
Total Monthly Payment | $3,750 | $3,716 | $4,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.