Classic Cape on a Rare Triple Lot in the Heart of Beacon – 2, 527 Sq Ft of Charm & Space! Welcome to this beautifully maintained Cape-style home located in Beacon, one of the most sought-after areas in Dutchess County. Offering 2, 527 finished square feet on a rare triple lot totaling . 39 acre, this home provides the perfect combination of space, character, and location. Enjoy outdoor living with two large decks, a covered front porch, and a fully fenced, professionally landscaped yard—ideal for entertaining, relaxing, or enjoying peaceful mornings and sunset evenings. Inside, the main level features a bright and inviting eat-in kitchen, cozy living room, two spacious bedrooms, and a full bath. The second floor offers two more bedrooms and another full bath, giving you flexibility for guests, a home office, or extra family space. The partially finished basement includes a gathering or office area, storage room, laundry room, and an attached one-car garage. A newly parged chimney adds to the home’s solid structure and charming curb appeal. All of this is set in a vibrant community known for its art, culture, restaurants, and scenic Hudson River views.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $937 | $937 | $937 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,674 | $3,717 | $4,716 |
Total Monthly Payment | $4,703 | $4,746 | $5,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.