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Welcome to this beautifully maintained 4-bedroom, 3-bathroom home nestled on an expansive marshfront lot in the highly sought-after Marsh Lakes community of Fernandina Beach. With over 2, 700 sq ft of living space, this home blends timeless design, comfort, and natural beauty in a peaceful Lowcountry setting. Framed by lush landscaping and mature trees, the backyard feels like a private sanctuary. Enjoy morning coffee or evening sunsets from the screened lanai or extended paver patio, all while soaking in panoramic views of the tranquil marsh. The yard offers plenty of space to add a pool and still have room to play, garden, or entertain under the canopy of swaying palms and oaks. Inside, the home features wood flooring throughout and a layout that offers both openness and flexibility. The large kitchen boasts upgraded countertops, high-end appliances, and an oversized eat-in island—ideal for gathering with friends and family. The adjacent family room centers around a cozy fireplace with striking stunning accent tile, adding warmth and personality to the space. You'll also find a formal dining room and formal living room, perfect for hosting or relaxing in style. The spacious owner's suite has such serene marsh views and with a direct view of the lanai and backyard. Its luxurious en-suite bath features dual vanities, a soaking tub, a walk-in closet, and a beautiful walk-in stone-accented shower with a frameless glass doordesigned to be both calming and spa-like. Two additional bedrooms share a beautifully renovated hall bath with an infinity-entry shower, highlighted by natural stone tile, sleek fixtures, and built-in bench seatinga perfect combination of style and function. The fourth bedroom features its own private en-suite bath, making it ideal for guests, teens, or multi-generational living. Every inch of this home has been cared for with intention, offering peaceful views, flexible living spaces, and refined finishes throughout. Located just minutes from Amelia Island's beaches, shopping, and dining, this home delivers the best of coastal living with the privacy and charm of Marsh Lakes. Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.852% | 6.686% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,428 | $4,665 | $6,265 |
Total Monthly Payment | $4,982 | $5,219 | $6,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.