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Welcome to 1514 Village Square, a stunning cottage custom-built by Harry Hitopoulos, nestled just 2. 3 miles from the serene beaches of Sullivans Island in vibrant South Mount Pleasant. As you enter the quaint North Point neighborhood, a sense of relaxation washes over you. Tucked away on a gentle bend, this delightful property feels like home from the moment you arrive. Step inside to discover a breathtaking original brick wood-burning fireplace, complemented by gleaming hardwood floors and the builder's signature custom open timber stairs, creating a warm and inviting atmosphere. The first floor boasts an abundance of natural light, featuring a spacious family gathering room and a generous kitchen complete with a delightful dining area--perfect for family meals or entertaining friends. Upstairs, you'll find two equally spacious bedrooms bathed in sunlight, offering ample closet space and a conveniently located full bathroom. Step outside to the spacious patio, where you can enjoy the calming sounds of the nearby pond's water feature, creating a picturesque backdrop for gatherings and relaxation. The 198-square-foot detached garage, equipped with carriage doors and air conditioning, adds versatility to the property, making it an ideal space for a home office, exercise studio, game nights, or a peaceful retreat. The wood siding and standing seam metal roof not only enhance the cottage's charm but also blend beautifully with the surrounding landscape. The property has ample space to accommodate a primary suite addition on the ground floor. The interior and exterior were freshly painted in May 2025, creating a crisp and clean backdrop for your personal style. Whether you're seeking a primary residence or a vacation getaway with income-earning potential, this captivating cottage perfectly combines comfort, style, and seaside charm. Don't let this incredible opportunity slip away. Call today to schedule your exclusive showing of 1514 Village Square and take the first step toward making this dream home your reality!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $798,000 | $798,000 | $798,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.706% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,978 | $5,176 | $6,951 |
Total Monthly Payment | $5,070 | $5,268 | $7,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.