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Welcome to Hayes Ave, a delightful neighborhood nestled in the heart of South Burlington. This beautifully maintained 4-bedroom Colonial has been lovingly cared for and thoughtfully updated by its current owners, offering a warm and inviting atmosphere from the moment you step inside. Freshly painted interior and brand-new carpet on the second floor create a clean, modern feel. The sunlit living room is a serene spot to start your day, while the updated kitchen, featuring sleek SS appliances and generous workspace is perfect for everything from weeknight meals to weekend gatherings. Unwind in the cozy step-down family room, an ideal retreat for movie nights or a quiet evening with a good book. Step outside to a backyard oasis complete with a deck and patio, perfect for summer entertaining, gardening. Upstairs, the expansive primary suite above the garage boasts its own full bath, providing a peaceful escape at the end of the day. Three additional bedrooms, a second full bath, and a convenient upstairs laundry room complete the upper level. The full unfinished basement offers endless potential—whether you envision a home gym, studio, or additional living space. The attached two-car garage includes an EV charger, adding a modern, eco-friendly touch. Outside, gardens are ready to burst into bloom, and raised beds await your summer veggies. Walk to nearby schools, just minutes from the airport, downtown Burlington, and the UVM Medical Center. Move in and enjoy Summer Time in VT.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$668,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $534,400 | $534,400 | $534,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $745 | $745 | $745 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,422 | $3,552 | $4,507 |
Total Monthly Payment | $4,259 | $4,389 | $5,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.