![]() |
Bright & Spacious 3BR/2BA Double-Wide in Piney Point Co-op 55+ Community | Furnished & Turnkey
Welcome to easy Florida living in this well-maintained 3-bedroom, 2-bath manufactured home in the desirable Piney Point Homeowners Co-op in Palmetto, FL. Built by Homes of Merit—renowned for quality craftsmanship and hurricane-rated windows—this bright and spacious residence offers high ceilings, a thoughtfully designed split-bedroom layout, and multiple living areas. New shingle roof installed Nov 2013, and new AC unit installed 2024.
The large main suite features a generous walk-in closet and private ensuite bathroom, complete with a second walk-in closet. The two guest bedrooms also offer walk-in closets and share a full bath. Enjoy a roomy kitchen with space for casual dining, plus a formal dining room and separate living room, perfect for entertaining or relaxing. An indoor laundry area with washer and dryer adds everyday convenience.
Step into the cozy enclosed Florida room—fully carpeted and furnished with rocking chairs and a sofa—ideal for reading, exercising, or soaking up the sunshine year-round. Outdoor features include a paved patio area, extended carport, and a lockable storage shed/workshop.
Fully-furnished, turnkey, available now - just bring your suitcase!
The asking price includes the home and co-op share - there's no additional lot rent. The monthly co-op fee covers fantastic amenities: community pool, clubhouse with event kitchen, shuffleboard courts, library, games room, Spectrum cable & internet, social calendar and full landscape maintenance.
Located outside the flood zone and just 30 minutes to the beach, 6 miles to Ellenton Premium Outlets, 25 minutes to Sarasota, and 20 minutes to St. Pete. Don’t miss this opportunity for affordable, carefree Florida living in a friendly, active community!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$171,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,800 | $136,800 | $136,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $887 | $909 | $1,145 |
Total Monthly Payment | $1,027 | $1,049 | $1,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.