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Come live where others vacation! This beautifully updated 1-bedroom, 1. 5-bath condo in the gated Bayway Isles Point community offers the perfect blend of comfort and resort-style living for the 55+ crowd. Step inside and you’ll love the open-concept living and dining space with stylish luxury vinyl floors, a chic accent wall in the entry, and a flexible retreat off the living room—ideal for a reading nook, office, or hobby space, all with a spectacular view! The kitchen features granite countertops, rich wood cabinetry, and appliances updated in 2020. The bedroom is generously sized with a walk-in closet, peaceful water views, and its own accent wall for extra flair. You'll also enjoy the convenience of laundry just across the hall and extra storage space, plus one assigned parking spot and guest parking for visitors. Major systems are taken care of too—HVAC is just 4 years old, and the water heater was replaced 1 year ago.
The real magic happens outside your front door—this active waterfront community spans nearly 30 acres of tropical landscaping with walking paths, four sparkling heated pools, two boat docks, fishing piers, and kayak and canoe storage with a floating dock. Watch dolphins swim by in the morning or take a stroll with a tropical water view along the way! The clubhouse offers everything from a state-of-the-art fitness center to billiards, a poker room, arts and crafts studio, yoga and dance studio, library, and ballroom. There are also tennis and pickleball courts, saunas, a hot tub, BBQ areas, and even an on-site medical office and convenience store. With breathtaking views of Boca Ciega Bay and Tampa Bay, every day feels like a getaway.
The HOA fee covers flood insurance, water, trash, cable, internet, and access to all amenities—you just pay for your electric. Located just minutes from the white sands of St. Pete Beach, minutes to downtown St. Petersburg, and about 30 minutes to Tampa International Airport, you’ll be close to everything while feeling worlds away. Whether you're looking to relax, socialize, or explore, this condo invites you to enjoy Florida living at its best!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,329 | $1,687 |
Total Monthly Payment | $1,477 | $1,492 | $1,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.