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Opportunities like this don’t come along often—especially in the charming hamlet of Hamden, NY! This quarter-acre parcel offers a truly unique blend of village convenience and Catskill Mountain charm, making it an incredible value for buyers looking to build or invest in the heart of Delaware County. With municipal water and septic available—and electric on site—this property is ready for your vision. Whether you're dreaming of a cozy full-time home, a weekend getaway, or a smart investment in a growing area, this lot gives you a head start with essential infrastructure already in place. The existing driveway and gentle slope make building easy, while the open setting captures beautiful views of the mountain ridge across the way. Located in the scenic Town of Hamden, currently celebrating its bicentennial, you’ll be steps from the historic covered bridge, Covered Bridge Park, and the serene West Branch of the Delaware River—perfect for fishing, paddling, or simply enjoying nature. The town also boasts hiking trails, is home to a vintage baseball team, and the beloved Hamden Inn for fantastic dinners and small-town camaraderie. Conveniently situated between Delhi and Walton, this is a central yet peaceful location with quick access to shops, restaurants, and year-round recreation. Don’t miss your chance to walk this property in person—the feel of the land and the setting can only be appreciated on site. A rare find in Hamden—come take a look and imagine the possibilities!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $16,000 | $16,000 | $16,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $102 | $106 | $135 |
Total Monthly Payment | $177 | $181 | $210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.