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Skip the stress of building and move right into this cozy 2-bedroom, 1-and-a-half-bathroom home with an attached garage, nestled in the peaceful rural community of Tropical Gulf Acres. Featuring an open-concept layout with a spacious great room, this home offers versatile living and entertaining space. Interior highlights include elegant wood-look luxury vinyl flooring throughout, tray ceilings in both the great room and primary bedroom, stylish light and ceiling fan fixtures, and recessed lighting for a modern touch. The kitchen is a standout with granite countertops, an abundance of shaker style cabinets, stainless steel appliances, a pantry, built-in buffet, and a breakfast bar that flows seamlessly into the great room—perfect for entertaining guests. The primary suite includes a built-in closet and a private full bath with a granite-topped vanity and linen storage. The guest bedroom also features a built-in closet. Additionally, a half bath in the hall adds to the practicality of the home. The property is further complemented by a single-car garage with ample space and a designated laundry area, providing the perfect combination of functionality and convenience. Hurricane shutters, provide enhanced storm protection and peace of mind year-round. Whether you're enjoying a quiet evening on the patio or entertaining friends in the open and inviting living space, this home is a haven of comfort and style. With its modern amenities and quality finishes, this residence is ready to welcome its next chapter of memories. Located in a quiet, family-oriented neighborhood with no HOA or CDD. Minutes from historic downtown Punta Gorda, Fisherman's Village Restaurants, shopping, waterfront parks, events, and more. Close to I-75 and US-41. Near two airports: Punta Gorda and Southwest Florida International. Tropical Gulf Acres has a country-like feel, yet in a reasonable commute to Port Charlotte, Fort Myers, or Cape Coral.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $29 | $29 | $29 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,229 | $1,276 | $1,619 |
Total Monthly Payment | $1,333 | $1,380 | $1,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.