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Beautifully maintained maintenance-free condominium in a tropical old Florida setting. This highly sought after one story end unit located on a quiet cul-de-sac within the community has 2 bedrooms/2 full bathrooms and a 2 car covered carport. This Villa has an inviting open concept living space that flows from the spacious eat in kitchen through the dining area & living room to the natural light filled four seasons enclosed lanai which features a green backdrop of palm trees and tropical flora. Architectural features include a living room with vaulted ceilings and above eye-level clerestory windows that channel in the Florida sun. The Kitchen has a stylish tiled backsplash, sparkling stainless steel appliances and plenty of space to cook and entertain your friends and family. You will also find gorgeous wood floors in this home plus modern baths which will add to your comfort and enjoyment. Village Gardens is a pet friendly community. The clubhouse has a Manager's office , a full kitchen for entertaining, a library, heated pool, picnic tables and 2 gas grills. The tennis court is also a pickle ball court with 2 shuffleboard courts. This is a maintenance free community, roofs are maintained by the association. Village Gardens is located within the City of Sarasota limits
Its convenient access to downtown and other major attractions, like the Asolo Performing Arts Theater make this a true Sarasota Gem.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,271 | $1,601 |
Total Monthly Payment | $1,457 | $1,488 | $1,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.