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Welcome to "The Sunshine House"- that's what the current owner lovingly calls this charming and tastefully expanded Cape located at the end of one of the few cul-de-sacs in the coveted Fairfield Beach area. This 4 bedroom / 2full bath home offers over 2, 100 square feet of light-filled living space and has been freshly painted throughout. Step into a classic living room featuring a cozy fireplace and bay window, leading to a bright, updated kitchen that flows effortlessly into a spacious great room with custom built-ins and sliders to a newly refinished dec. Another great living space is the mudroom / flex space that opens up to the outdoor shower, crafted with natural wood and tucked away amidst lush greenery. . . a must-have being so close to the beach! Two bedrooms and a full bath complete the 1st floor. The second level offers two spacious and bright bedrooms and another full bath. The home also features a newly painted unfinished basement - with its open layout, the possibilities are endless- a home gym , playroom, cozy media lounge or even a home office, this versatile space is a blank canvas waiting to transformed! The beautifully landscaped yard is a nature lover's dream, with mature plantings and flowering bushes that bloom three seasons of the year. Located within waking distance to town, train, beach, and schools, this property also offers tremendous expansion potential. A rare and special opportunity in one of Fairfield's most desirable neighborhoods.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Upper |
Family Room | Bay/Bow Window,Balcony/Deck,Built-Ins,Hardwood Floor | Main |
Full Bath | Remodeled | Main |
Full Bath | Upper | |
Kitchen | Pantry,Hardwood Floor | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Other | Tile Floor | Main |
Primary Bedroom | Built-Ins,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $952,000 | $952,000 | $952,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.739% | 6.435% |
Monthly Tax Payment | $909 | $909 | $909 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,556 | $6,096 | $8,163 |
Total Monthly Payment | $6,590 | $7,130 | $9,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.