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Nestled in the heart of the beloved seaside community of Lordship, this 1920's gem, one of the earliest homes in Lordship, offers a rare blend of historic charm and modern comfort. One of just 12 homes located adjoining the Long Island Sound on Ocean Avenue, this property enjoys sweeping water views and direct beach access via an enchanting hedge-lined pathway to the private beach. This charm-filled beach cottage is the ultimate coastal retreat, featuring beautifully refinished hardwood floors and freshly painted interior and exterior. When you step inside the welcoming living room you're met w/a striking stone fireplace & sunny dining area. Off the living room is a cozy den & light-filled sunroom both w/ custom built-ins & views overlooking the professionally landscaped & fully fenced, spacious backyard w/in-ground pool, a tranquil oasis by the sea. Ideal setting for gathering around the fire pit or hosting friends & family on a warm summer evening. The home's quaint kitchen w/brand new LG, Bosch, & Beko appliances. Separate laundry room w/shower convenient for rinsing off after a day at the beach. Upstairs find 4 well-appointed bedrooms, 2 of which have extraordinary views of the Long Island Sound & access to the sun-filled balcony. A staircase leads to the attic space which has ample storage or could be easily finished to create more living space. Don't miss your chance to live the beachside lifestyle in this exceptional Lordship home. A truly rare opportunity! Enjoy the best of waterfront living w/ a short walk or golf cart ride to the Lordship Seawall for dinner or drinks, a one-block stroll for ice cream or a freshly-prepared meal at the Lordship Corner Market or Del Mare Pizzeria, or explore nearby landmarks like the historic 1822 lighthouse and the scenic Audubon Preserve. Perfect blend of timeless elegance & relaxing living.
Type | Description | Level |
---|---|---|
Bedroom 1 | Balcony/Deck,Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Upper | |
Den | Bay/Bow Window,Built-Ins,Hardwood Floor | Main |
Kitchen | Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Balcony/Deck,Hardwood Floor | Upper |
Sun Room | Built-Ins,Sliders,Tile Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.750% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.865% | 6.435% |
Monthly Tax Payment | $907 | $907 | $907 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,019 | $5,578 | $7,374 |
Total Monthly Payment | $6,050 | $6,609 | $8,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.