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One of three, 3 bed 2 bath properties with a garage, West of 41, and under 500k! And this one was unaffected by any flood waters, ever. Charming Florida Home with No HOA & Oversized Lot! Discover the charm of Old Florida living in this meticulously maintained 3-bedroom, 2-bathroom home situated on an oversized lot—a rare find in this fantastic, centrally located community! Just 20 minutes to Bonita Beach, this neighborhood offers freedom with no HOA—meaning no pet restrictions, no extra fees, and no unnecessary rules. X500 flood zone, no lender required flood insurance. This home has never been affected by flooding and features impact windows throughout for added safety and lower insurance costs. Brand NEW roof with gutter guards! NEW A/C & water heater. Step inside and feel the warmth of this inviting space, complete with a real wood-burning fireplace, white appliances that blend seamlessly into the kitchen without standing out like stainless steel, and a bright Florida room perfect for relaxation. The charming landscaping with full irrigation from a well enhances the home’s appeal, while the cute front courtyard offers a lovely spot to sit and enjoy a morning coffee or tea. The backyard is also fenced for privacy from the neighbors yard with a new aluminum fence. Outside, enjoy the convenience of a one-car attached garage, a paved driveway, and a storage shed for all your outdoor essentials. With shopping, dining, and high-end developments just minutes away, this home offers both privacy and convenience in a truly special community. Don't miss this opportunity to own a piece of Florida’s timeless charm!(city water, city sewer).
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $176 | $176 | $176 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,614 | $3,300 |
Total Monthly Payment | $2,898 | $2,865 | $3,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.