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This 4 Bedroom/2 Bath/Den home is ready for its new owners. There are NO HOA Fees!! It is 2061 square feet under air. The 209 square foot front porch and the back 300 square foot lanai give you over 500 more square foot of additional covered living space. This home is in a country setting with farmhouse designs and touches. Walk up to the screened and covered front porch and you feel immediately at home. Open the front door and walk into front hallway. You can see out the "French Doors" to the covered/screened Lanai and the woodlands beyond. The Kitchen has hardwood Oak cabinets. Enough for 2 homes this size. You have a large center island and everything is covered by granite counters. See the beautiful photos! The Great Room with separate dining area is ready for those family and friends weekend parties and holiday events. The Great Room then leads out to the 300 square foot covered, tiled and screened Lanai. The spilt floor plan has the Primary suite on one side that has a very large master bath with separate sinks, custom tub, walk-in shower and 2 walk-in closets that have built-ins. Two bedrooms are on the other side of the great room and the den/4th bedroom are in the front of the home. The Den and 4th Bedroom are separated by French Doors. So much room for a large and/or growing family. The garage is oversized at 571 square feet with many built in cabinets that also house the A/C and water storage tanks. Plus pulldown stairs that access a large attic storage area that is fully floored. This home is on a canal on one side and the back. Plenty of privacy. All the major rooms have fans. The treed lot gives the home good shade that will keep your utility bills down. The back yard is fenced and has a large shed for storage. There is a custom back yard barbecue. There is a canal on the Northern and Eastern side of the property. There is quite a bit of wildlife in this setting and you can sit on your lanai and watch the animals walk by.
Shopping, hospitals, doctors offices, and other amenities are with in a few miles. Downtown Deland and Stetson College is just 5 miles way. There are parades many weekends each year. There are always events going on during the weekends at Stetson or the downtown area. So many restaurants to try.
The Atlantic Beaches are 30 minutes away in Daytona. You have the Daytona Speedway only 20 minutes away. Universal and Disney are 90 minutes to the South down I-4. So much to do in this area. This is a great place to live.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,920 | $283,920 | $283,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,865 | $1,887 | $2,394 |
Total Monthly Payment | $2,426 | $2,448 | $2,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.