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Picture yourself living in this delightful 4-bedroom home, where thoughtful design meets everyday convenience under the warm Florida sun. Host memorable gatherings in the formal dining room, then retreat to the comfortable family room featuring a wood-burning fireplace, recently cleaned and inspected for worry-free enjoyment on cooler evenings. Or simply relax in the bright and open living area. Effortless indoor-outdoor living is yours with sliding glass doors leading from the master bedroom, living room, and two spots in the family room to your outdoor spaces, perfect for enjoying the Florida breezes. Step out onto the large back brick patio, accessible from the sunroom, the second bathroom, and the family room, ideal for outdoor entertaining and relaxation. Practicality is key with dedicated outdoor access from the second bathroom and second bedroom, ideal for sandy feet after a day at the beach. Your master suite is a true sanctuary, featuring soaring ceilings, dual walk-in closets, and a spa-like ensuite with a spacious tile shower, separate soaking tub, dual vanities, and a private water closet. The sunroom, enclosed for year-round enjoyment, offers a seamless transition to the outdoors via the brick patio – imagine sipping your morning coffee there! Recent significant investments include a NEW ROOF and a striking 3-car stone driveway (both 2024), ensuring peace of mind, along with a 2022 AC system featuring UV filtration for healthy, cool air during those warm Florida months. The stylish kitchen features new (2024) Samsung BESPOKE appliances, including a striking blue refrigerator that beautifully complements the kitchen's aesthetic. This BESPOKE refrigerator also offers a convenient beverage center and icemaker, and can be easily changed to the colors of your choice, allowing you to personalize your kitchen's look. Upgraded wood window shutters add a touch of elegance throughout the home. Enjoy a fantastic Florida lifestyle with a low monthly HOA that includes internet, cable, lawn care, and trash service, plus access to a community clubhouse with a gym, tennis, shuffleboard, and a sparkling pool – perfect for those sunny afternoons. Plus, save on your water bill with your own well and sprinkler system, keeping your lawn lush and green. For those who work from home or desire extra privacy, the 4th bedroom offers a secure setup with its own dedicated walk-through door from the garage. Adding to the home's appeal and efficiency, the front and side windows have been updated (less than 5 years old), offering a modern look, improved energy efficiency, and enhanced noise reduction in these areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,555
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,444 | $308,444 | $308,444 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,975 | $2,050 | $2,601 |
Total Monthly Payment | $2,410 | $2,485 | $3,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.