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Welcome to this spacious and well-maintained 4-bedroom, 3-bathroom pool home with a 3-car garage located in the desirable gated community of Lake Talia in Land O Lakes. New roof in 2024. This home offers a beautifully flowing floor plan featuring formal living and dining room, a large family room, and an updated kitchen with 42" wood cabinets, granite countertops, kitchen island, and all appliances included. The family room is large and overlooks the pool and is filled with windows and natural light. The family room is open to the updated kitchen which features a large island with seating, ample storage and a pantry plus a breakfast nook that overlooks the pool.
The primary suite is generously sized and includes a walk-in closet, dual sinks, a garden tub, and a separate shower stall—a perfect place to unwind at the end of the day. Two other bedrooms share a bath which features dual vanity and separate water closet. The home is completed with the fourth bedroom on the back of the house with its own bath making it perfect for a guest suite. Interior features such as vaulted ceilings, ceiling fans, and a split bedroom layout for both comfort and privacy.
Enjoy outdoor living on the covered patio with extended deck and pool —ideal for gatherings or relaxing. Enjoy the large backyard and no backyard neighbors.
Located on a conservation lot with no CDD fees, this property is part of a deed-restricted, gated community with sidewalks, a park, and a playground. Easy access to major roads, shopping, and dining—this home is perfect and ready for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,228 | $4,076 |
Total Monthly Payment | $3,698 | $3,657 | $4,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.