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Live where others vacation in this brand-new Oceanus model coastal home, built by respected local luxury builder Maier James. Nestled in one of the area’s best-kept secrets, this home offers more than just beautiful design—it delivers direct access to the Florida lifestyle. With deeded access to a private boat ramp on the Indian River just one minute away, it’s a dream come true for anglers, boaters, and nature lovers. From the moment you arrive, you’ll notice the attention to detail. Situated on over a quarter-acre lot, the home boasts a clean, modern aesthetic with a spacious open floor plan, soaring 9’4” ceilings, and luxury vinyl plank flooring throughout. The kitchen features quartz countertops, stainless steel appliances, and soft-close shaker-style cabinets—ideal for both everyday living and entertaining. The split-bedroom layout ensures privacy, while the custom-tiled bathrooms add a touch of luxury. Hurricane-rated impact windows and a Reliance generator hook-up port offer peace of mind during storm season. A full-light front door and covered lanai complete the home’s relaxed coastal vibe. The neighborhood includes a voluntary HOA, giving you exclusive access to the private boat ramp—a major bonus for waterfront living without the high fees. Whether you’re casting lines at sunrise or enjoying quiet evenings on the lanai, this home brings together comfort, style, and function. Backed by a builder home warranty, this is a rare opportunity to own a brand-new home in a location that truly offers it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$572,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $458,320 | $458,320 | $458,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,935 | $3,046 | $3,865 |
Total Monthly Payment | $3,140 | $3,251 | $4,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.