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A cozy, light-filled cottage tucked away at the end of a quiet country cul-de-sac in Columbia County. Surrounded by trees, a meandering stream, and the gentle sounds of birds chirping in the woods - this adorable cottage is the kind of place you settle into and never want to leave. This home lives simply and beautifully, with natural sunlight pouring in through every window. The main floor is open and easy. On this level, you'll find two comfortable bedrooms and a full bathroom with laundry, offering practicality and flexibility for guests, family, or a home office. Upstairs, the entire second floor is devoted to a spacious sun-soaked primary suite, offering a sense of calm and privacy. With treetop views, ample space for a sitting area or workspace, and a bright, thoughtfully designed en suite bath, it’s an absolute retreat. The outdoor spaces are an extension of the home’s charm and ease. A screened-in porch feels like a second living room—ideal for morning coffee, a midday nap, or listening to the sounds of summer nights. Just beyond, an oasis! A completely private back deck made for lingering summer dinners and a custom bluestone patio that invites you to bask in its sun-dappled corners all day long. For a touch of upstate luxury - a cedar hot tub and outdoor shower turn the backyard into your own personal retreat all surrounded by lush greenery - it’s a bathing experience you didn’t know you needed. Whether you're looking for a full-time home or the quintessential weekend hideaway, this is the kind of spot that feels worlds away, yet it’s just a short drive to some of the best in the Hudson Valley. Just 5 mins to Academy Hill swimming hole and 15 to the towns of Tivoli, Red Hook, and Pine Plains - home to HV favs like Stissing House, the Tivoli Hotel, Branch Water Distillery, Fortunes Ice Cream, Kaatsbaan Cultural Center, Poet’s Walk, Bard College + the Fisher Center for the Performing Arts, and the infamous Montgomery Place Farm Stand. The cottage is under 25 mins to both Rhinebeck and Hudson and about 90 miles from NYC.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
Monthly Tax Payment | $585 | $585 | $585 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,148 | $3,185 | $4,041 |
Total Monthly Payment | $3,825 | $3,862 | $4,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.