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Waterfront Ranch home on Mill Pond! This home features a newer white cabinet kitchen w/vaulted ceilings and Open Floor plan; Huge Living/Family Room w/slider to deck overlooking Mill Pond; There is an enclosed 3 season porch, 3 bedrooms & 1 bath, some hardwood floors & ceiling fans in most rooms; Newer Roof and brand new septic to be installed prior to closing (engineering is underway). Forced Air heating by oil and full basement under addition section of the home; Whether you want to have coffee on the deck looking at the water or watch the sun set, this is a great place to call "Home"! There is also the ability to have a circular driveway with the 2nd entry area off the street. If you want an affordable waterfront home then you need to schedule a showing for this property!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 13.0 x 13.0 | First |
Bedroom 3 | Closet, Flooring - Hardwood | 9.0 x 12.0 | First |
Dining Room | Ceiling Fan(s), Beamed Ceilings, Vaulted Ceiling(s), Flooring - Wall to Wall Carpet | 12.0 x 13.0 | First |
Kitchen | Ceiling Fan(s), Beamed Ceilings, Vaulted Ceiling(s), Flooring - Vinyl, Cabinets - Upgraded | 12.0 x 16.0 | First |
Living Room | Ceiling Fan(s), Flooring - Wall to Wall Carpet, Deck - Exterior, Slider | 23.0 x 16.0 | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | 11.0 x 14.0 | First |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,561 | $2,658 | $3,373 |
Total Monthly Payment | $3,010 | $3,107 | $3,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.