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This sweet 3 bedroom, 2. 5 bathroom home has been meticulously maintained and cared for by its current owners and has so much to offer the next owner. It is just 15 minutes to downtown Charleston, 30 minutes to the beach, and within minutes to 526, Target, Costco & several grocery stores. The Stone Creek neighborhood has a private dock for crabbing, fishing, or simply enjoying the gorgeous creek view. Plus it hosts a weekly food truck where you can meet and mingle with other neighbors of this quiet, special neighborhood. Bonus: Stone Creek also has sidewalks; a feature lacking in many neighborhoods. The show stopper of this home is the backyard!Wait until you see this oasis: complete with a pergola (featuring 2 fans for air flow & an elegant light fixture) with room for a table to seat 6, cafe lights setting the ambiance, additional patio space and a deck off the back of the house. The owners placed a lot of beautiful and thoughtful landscaping throughout the back and front yards, including two water features. Inside, you'll find a large & bright family room with vaulted ceilings, a wood-burning fireplace, and a built-in bookcase. The kitchen opens up to a bright eat-in kitchen at a bay window, with a sunroom off the side which opens to the back deck. This home is perfect for entertaining! Upstairs you will find all 3 bedrooms, including a HUGE primary suite with vaulted ceilings. Recent updates include: LVP flooring, 50 year roof, additional insulation in the attic, fully encapsulated crawlspace, custom electrical in back yard for dining under the pergola, lighting, and water features.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,068 | $3,185 | $4,041 |
Total Monthly Payment | $3,160 | $3,277 | $4,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.