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Charming Lowcountry Home on Marsh Front Lot! Nestled on a spacious 0. 67-acre marsh front lot and set back from the road for added privacy, this beautiful Lowcountry-style home offers the perfect retreat--whether you're seeking a full-time residence or a serene family beach getaway. Protected green space on one side enhances the serene setting. The elevated construction features classic front and rear porches ideal for enjoying coastal breezes. Inside, the traditional floor plan boasts a welcoming great room with a gas fireplace and custom built-ins, a dining area perfect for entertaining, and a gourmet kitchen with granite countertops, stainless steel appliances, a gas range, and ample cabinetry. The first-floor primary suite offers a tranquil escape with direct access to therear porch, a walk-in closet, and an ensuite bath complete with a walk-in tiled shower with bench seating and a double vanity. Upstairs, you'll find two comfortable guest bedrooms, a shared full bathroom, and a generous landing area that's perfect for a desk or cozy reading nook. The ground-level garage provides plenty of storage for kayaks, fishing gear, and beach equipment, along with a separate workshop or hobby room. Additional highlights include: beautiful pine floors and high ceilings throughout, first-floor powder room, outdoor shower for rinsing off after beach outings and a naturally landscaped yard for easy maintenance. This wonderful home has been well maintained and is sold unfurnished. This marsh-front gem combines classic Lowcountry charm with modern comfort and convenience. Don't miss the opportunity to make it your own. Seabrook Island residents enjoy an unparalleled lifestyle in a tranquil, private, oceanfront community that blends natural beauty with world-class amenities and top-tier security. Here, you'll experience a life filled with abundant social, recreational, and sporting opportunities. Among the many highlights are two renowned championship golf courses: Ocean Winds, designed by Willard Byrd, and Crooked Oaks, created by Robert Trent Jones, Sr. The island also boasts a state-of-the-art tennis center, pickleball courts, a full-service equestrian center, a comprehensive fitness and aquatics complex, and miles of pristine, unspoiled beaches. For dining, residents can indulge in a variety of seasonal indoor and outdoor restaurants, perfect for everything from casual lunches to elegant private events of any size. Conveniently located on Seabrook Island are both Freshfields Village and Bohicket Marina. Nestled between Seabrook and Kiawah Islands, Freshfields Village is a charming hub for upscale shopping, casual and fine dining, and family-friendly outdoor events. Bohicket Marina, a full-service facility, offers 200 wet slips, 114 dry storage slips, a delightful market, and an array of delightful restaurants and boutique shops. Whether you're looking to unwind or stay active, Seabrook Island offers the perfect blend of serenity, luxury, and adventure. Contribution to capital within P. U. D. upon the initial sale and resale is 1/2 of 1% of the sale price. Buyer responsible for a $250 transfer fee at closing. Purchase also requires membership to the Seabrook Island Club.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,982 | $7,259 | $9,749 |
Total Monthly Payment | $7,107 | $7,384 | $9,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.