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New Construction home on Ratlum Mountain Road. Situated on 4. 9 acres, this stunning open floor plan welcomes you with gorgeous views and plenty of yard space. Entering from the covered porch, this home offers 3 bedrooms, 2 full baths and a 2-car garage. Features include; red oak hardwood floors, 9ft ceilings throughout, and vaulted ceilings in the living room. The kitchen features hardwood soft-close cabinets, tile backsplash, and a large island fit for entertaining. The expansive primary suite also offers a walk-in closet and private bath. Premium features include; granite countertops throughout, 12x12 composite deck with vinyl railings, fireplace, high efficiency furnace, on-demand water heater, 500-gallon propane tank below ground, and well/septic. Multiple finish options available, including tile, color selections, and flooring. This quiet neighborhood offers excellent school systems, close by to Enders State Forest, Barkhamsted Resevoir, just a few miles from Ski Sundown and has great access to highways/Boston. Listing photos are provided for illustration purposes only and taken from previously built house.
Type | Description | Dimensions | Level |
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Bedroom 1 | 9 ft+ Ceilings | 12.0 x 14.0 | Main |
Bedroom 2 | 9 ft+ Ceilings | 12.0 x 12.0 | Main |
Family Room | 9 ft+ Ceilings | 14.0 x 18.0 | Main |
Formal Dining Room | 9 ft+ Ceilings,Hardwood Floor | 13.0 x 16.0 | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Bar | 11.0 x 13.0 | Main |
Primary Bedroom | 9 ft+ Ceilings | 15.0 x 16.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,233 | $4,082 |
Total Monthly Payment | $3,366 | $3,325 | $4,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.