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Presented by
Patterson McKiernan Team |
42 Millstone Road West, Waterford (Millstone), CT, 06385 | $699,900
Welcome to 42 Millstone Road West, Waterford, CT! A spacious and versatile home situated in a Prime Location! Discover this beautifully maintained 5-bedroom, 3. 5-bath Raised Ranch nestled on a private . 74-acre corner lot in one of Waterford's most desirable neighborhoods. Offering over 2, 000 sq ft of living space, this home is ideal for growing families or anyone who loves to entertain in comfort and style. Step inside to find a sun-filled layout featuring a spacious living room with fireplace, formal dining area, and a generously sized kitchen w/ plenty of cabinet & counter space. Each of the 5 bedrooms offers ample space for privacy & relaxation. The fully finished lower level is a standout feature, complete w/ a second full kitchen, living room with fireplace, 2 bedrooms, and a full bath-perfect for a private in-law suite, guest quarters, or extended living space. Outdoors, enjoy the ultimate retreat w/ a private inground pool, pool house, & a covered BBQ area complete with a fireplace-ideal for summer gatherings. The three wraparound decks, one offering seasonal views of Niantic Bay, provide plenty of outdoor lounging options. Additional highlights include, Central A/C, Two-car garage, and an assumable VA low-interest rate loan for qualified buyers!! Located just minutes from Niantic Village, beaches, boating, restaurants, & shopping, this home offers the perfect blend of space, functionality, & location. Don't miss this opportunity! Schedule your private showing today!
Features
- Town: Waterford
- Rooms: 11
- Bedrooms: 5
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Raised Ranch
- Year Built: 1966
- Garage: 2-car Attached Garage
- Heating: Baseboard
- Cooling: Central Air
- Basement: Full,Heated,Fully Finished,Garage Access,Apartment,Interior Access,Walk-out
- Above Grade Approx. Sq. Feet: 2,060
- Below Grade Approx. Sq. Feet: 1,848
- Acreage: 0.74
- Est. Taxes: $5,846
- Lot Desc: Cleared,Water View,Open Lot
- Elem. School: Per Board of Ed
- High School: Waterford
- Pool: Pool House,In Ground Pool
- Appliances: Electric Cooktop,Electric Range,Oven/Range,Refrigerator
- MLS#: 24095956
- Website: https://www.raveis.com
/mls/24095956/42millstoneroadwest_waterford_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Bedroom 3 | Lower |
| Bedroom 4 | Lower |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Patterson McKiernan TeamSales Associates
860.823.0716
PattersonMcKiernanTeam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
42 Millstone Road West, Waterford (Millstone), CT, 06385
$699,900
Patterson McKiernan Team
Sales Associates
William Raveis Real Estate
Phone: 860.823.0716
PattersonMcKiernanTeam@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.360% | 7.179% | 6.288% |
| Monthly Tax Payment | $487 | $487 | $487 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,678 | $3,721 | $4,722 |
| Total Monthly Payment | $4,257 | $4,300 | $5,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524