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Charming historic home with modern updates and exceptional outdoor Living! This sweet, well-built home exudes character and curb appeal. Thoughtfully updates over the years, it features a striking standing seam metal roof, updated 200-amp electric panel, fabulous 2 story deck with low-maintenance Trex decking and a slab for a hot tub, complete with the hookup. Inside, enjoy the convenience of single-floor living, including laundry- the 3rd bedroom was converted a laundry room though hookups still remain in the basement. The updated kitchen with a spacious island is perfect for cooking or gatherings. The second floor, while not recently used, offers incredible potential for additional living space. Outside, the lovely yard provides ample natural light, a gentle breeze and plenty or space for gardening, outdoor dining or play. Located near the town recreation center complete with a pool, tennis and basketball courts, driving range, ball field, disc gulf and much more. Outdoor enthusiasts will appreciate several nearby trails and the home is conveniently equidistance to Brattleboro and Greenfield MA and don't forget about Vernon's generous school choice option for Middle and High School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,588 | $1,648 | $2,091 |
Total Monthly Payment | $1,983 | $2,043 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.