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Welcome to your dream getaway on the shores of beautiful Lake Champlain! Nestled along 75 feet of direct lake frontage in scenic Missisquoi Bay, this peaceful 3-bedroom seasonal cottage offers the perfect blend of rustic charm and modern comfort—ready for you to move right in. Step inside and take in the expansive lake views from the open living and dining areas, where large windows frame the water and invite the outdoors in. The cottage comes fully furnished and includes rowboats, kayaks, and a boathouse, so you can jump right into lakeside living. A rare boathouse with a built-in ramp lets you launch your boat effortlessly—an uncommon feature that sets this property apart. Outside, a spacious lakeside deck is ideal for morning coffee or evening cocktails, and the in-ground fire pit makes for magical nights under the stars. Comfort is covered in every season with a mini-split system, three A/C units, and a gas stove that keeps things cozy on cooler evenings—perfect for extending your lake season well into spring and fall. Recent improvements like a metal roof, upgraded water and septic systems, and reinforced boat ramp mean less maintenance and more time to relax. Located just 50 minutes from Burlington and an hour from Montreal, this rare find is your turnkey opportunity to own a serene slice of lakefront paradise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $2,047 | $2,597 |
Total Monthly Payment | $2,421 | $2,496 | $3,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.