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MOVE IN READY ! This home has been renovated and improved by the owners with flooring , paint , and more . . . come home to this very charming New Englander with 4 Bedrooms, 1. 5 baths . Open concept living area on 1st level with 2 Bedrooms and a full bath . . . potential uses also for office or at home workspace. Access to the lake for boating/ kayaking and swimming is a block away with deeded access on Millville Lake, this is a rural neighborhood setting within minutes to shopping, dining and commuter routes . Stainless appliances in the kitchen updated in last 2 yrs, systems are newer including roof . . . Will be shown by appointment only on Saturday 5/24 between 12-2 PM Call now for your showing !
Type | Description | Level |
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Bedroom 2 | Flooring - Laminate | Second |
Bedroom 3 | Flooring - Wood | First |
Bedroom 4 | Flooring - Wood | First |
Dining Room | Flooring - Wood, Open Floorplan | First |
Kitchen | Flooring - Wood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Remodeled, Stainless Steel Appliances | First |
Living Room | Flooring - Wood, Open Floorplan | First |
Master Bedroom | Flooring - Laminate | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,433 | $2,526 | $3,205 |
Total Monthly Payment | $2,940 | $3,033 | $3,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.