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Welcome to your dream home & garden! Where elegance meets comfort in a delightful city residence. On a friendly corner in the leafy hill neighborhood, 2 blocks to the heart of the city & to the forest trails & pool of the Hard’ack Rec Area. Stroll through your own ecological garden, w/ lots of native species & something interesting to enjoy year-round, including blossoms, blueberries, birds, & butterflies. Seasonal winter views of Lake Champlain, along w/ glorious western sunsets! The open & inviting dining & living rooms feature big sunny windows, long sight lines, & a cozy gas fireplace. The energy-efficient kitchen offers space-saving design w/ quality inset Shaker soft-close & pull-out-shelf cabinetry, quartz countertops, & a porcelain tile floor. So much attention to detail, including graceful trim, solid-brass & polished-nickel hardware & lighting, satin-finish hardwood & parquet floors, plus 7-foot solid-wood interior doors. Experience the beauty of the garden from large low-maintenance Andersen aluminum-clad thermal windows throughout the home. The bright bathrooms feature large, tiled walk-in showers w/rain-head fixtures. Five more versatile rooms give you options – you decide -bedrooms, a study or TV room, home office, a hobby room? Plus, a huge finished basement room provides pull-out seating, built-ins, wet bar, a second fireplace, & it’s naturally cool on hot days. Bluestone-slab entries lead to a large breezeway. Enjoy beauty indoors and out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$534,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $427,920 | $427,920 | $427,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $567 | $567 | $567 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,740 | $2,844 | $3,609 |
Total Monthly Payment | $3,399 | $3,503 | $4,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.