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This elegant interior unit offers a harmonious blend of sophistication and comfort, featuring 2 bedrooms, a spacious bonus room, and 2. 5 impeccably appointed bathrooms. Every detail reflects superior craftsmanship and intentional design. Upon entry, the open-concept main level welcomes you with 8-inch wide-plank white oak hardwood flooring, exuding warmth and understated luxury. The gourmet kitchen is a chef’s dream, showcasing 36-inch soft-close white cabinetry and your choice of premium granite or upgrade to quartz countertops, all bathed in natural light from thoughtfully positioned windows. Unwind in the inviting living area, complete with a glass-front natural gas fireplace, or step onto the private rear deck to take in serene, panoramic views of the surrounding landscape. Upstairs, the primary suite is a true sanctuary, offering a generous walk-in closet and a spa-inspired ensuite with a double vanity. The upper level also includes a second well-appointed bedroom, a full bathroom, and a versatile bonus room perfect for a home office, media room, or guest space. Additional highlights include a two-car garage and an oversized basement, providing ample storage and space for your vehicles, and a location that perfectly balances peaceful seclusion with commuter convenience—just moments from Route 101. At Ridgewood Commons, personalize your dream home by selecting finishes from the builder’s curated collection, creating a bespoke residence tailored to your lifestyle.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,766 | $2,871 | $3,642 |
Total Monthly Payment | $2,858 | $2,963 | $3,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.